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VA Home Loans – We’ll Help You Become a Homeowner

Zero or Low Down. No Private Mortgage Insurance. Competitive, Low Rates.

We will show you how you can use your VA benefit to purchase a home or refinance a current mortgage with no or low down payment. We will lead you through the mortgage process, from pre-approval to finding a home and closing your loan. As an approved VA lender with a strong knowledge of Hawaii’s housing market, we are passionate about helping military service members and veterans enjoy the American dream of owning a home. 
Ready to buy a home or refinance a current mortgage? Click the button below.

Prefer to speak to someone? Call 808-681-7500 or contact one of our loan officers

HawaiiVAMortgage.com - Photo - Above Fold
  • Aloha Veterans: Get Pre-Approved Today. Click Here.

  • Buy a Home with Your VA Entitlement. Learn More.

  • Am I Eligible for a VA Loan? Click Here.

  • Enjoy Our Efficient VA Loan Process

VA Loan Benefits 

- No or low down payment. Borrow up to 100% of purchase price.
- No private mortgage insurance (PMI)
- Fixed and adjustable rate loans
- Competitive rates usually below conventional loans
- Available for detached 1 unit dwellings, eligible condos and Planned Unit Developments
- No early loan repayment penalties
- Ability to finance the VA funding fee
- Flexible qualification guidelines
- Valid for a purchase or refinance of an owner-occupied, primary residence
- Jumbo VA Loan amounts to $1.5 million (May require a down payment)

Contact us today for a FREE Consulation and Loan Prequalification

Why Choose Honolulu HomeLoans? 

- Hawaii’s largest locally owned mortgage banker
- A dedicated VA loan team with decades of experience in VA lending
- HHL covers VA non-allowables including escrow and tax service fees
- Local processing and underwriting
- Impeccable reputation in the local real estate community for closing loans on time. Our high standards of meeting mortgage process deadlines can help increase the likelihood of our borrowers’ offers being accepted in a multiple-offer situation, which is common in Hawaii’s competitive housing market.
- Lender Appraisal Processing Program (LAPP) approved underwriter, allowing us to close loans faster. This status is only available to select VA lenders that meet stringent requirements set by the U.S. Department of Veterans Affairs.
- Ongoing recipient of numerous industry awards and accolades from local and national publications, including the Honolulu Star Advertiser, Honolulu Magazine, and Mortgage Executive Magazine. 
- Check out our numerous reviews on Yelp.

Are You Eligible?
We can find out whether you qualify for a VA loan by reviewing the VA entitlements in your Certificate of Eligibility. We can help request your Certificate of Eligibility through the U.S. Department of Veteran’s Affairs. It’s easy. Click here

Permanent Change of Station (PCS) orders.
If you have been notified that you’ll be relocating to Hawaii, don’t worry. We can provide guidance on your move including housing options through our trusted realtor partners. Learn more

Our VA Loan Process.
We offer the latest mortgage technology that makes purchasing a home or refinancing an existing loan an efficient process. Our experienced loan officers will guide you through each step of the loan process, from pre-approval to loan closing. Learn more


Honolulu HomeLoans, NMLS #314918, specializes in Veterans Administration loans for properties in the state of Hawaii. As Hawaii's largest locally owned mortgage banker, we have helped hundreds of eligible military borrowers to purchase a new home or refinance an existing mortgage. We are an approved VA lender for properties in Hawaii. ...


Contact Us


VA Loans - NMLS: 314918
745 Fort Street
Suite #1001
Honolulu, Hawaii 96813
Phone: (808) 681-7500
Email: info@honhl.com


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